{"id":2019,"date":"2026-06-30T15:54:24","date_gmt":"2026-06-30T19:54:24","guid":{"rendered":"https:\/\/morataya.ca\/?p=2019"},"modified":"2026-07-28T14:33:18","modified_gmt":"2026-07-28T18:33:18","slug":"a-typical-story-of-debt-solutions","status":"publish","type":"post","link":"https:\/\/morataya.ca\/es\/blog\/a-typical-story-of-debt-solutions\/","title":{"rendered":"A Typical Story of Debt Solutions"},"content":{"rendered":"<h2>TL;DR<\/h2>\n<p>Pretending your debt problems don&#8217;t exist only makes things worse. Morataya Debt Solutions can negotiate with your creditors to reduce your debt. John&#8217;s financial troubles started after he lost his job for about 6 months.<\/p>\n<h2>Key Takeaways<\/h2>\n<ul>\n<li>He paid off the total amount of his debt in 2.5 years.<\/li>\n<li>We provide protection from your creditors, stopping all interest and more.<\/li>\n<\/ul>\n<hr \/>\n<p>Pretending your debt problems don&#8217;t exist only makes things worse. Morataya Debt Solutions can negotiate with your creditors to reduce your debt.<\/p>\n<p>John&#8217;s financial troubles started after he lost his job for about 6 months. More money was going out than coming in.<\/p>\n<p>John was relying on credit cards, lines of credit, and overdrafts to pay for his everyday needs, such as rent, groceries, transportation, the phone bill, and much more.<\/p>\n<p>His debt increased from $12,000 to $48,000 over a two-year period. He was paying $800 a month just in interest. Even if he paid back $1,000 a month, it would take him more than 15 years to pay off the debt.<\/p>\n<p>John came to see us for help. We negotiated with John&#8217;s creditors to stop charging him interest through a consumer proposal.<\/p>\n<p>The monthly interest payments decreased from $800 to $0.<\/p>\n<p>At that point, all his payments went to pay off the principal instead of the interest. The principal was then reduced from $48,000 to $14,400.<\/p>\n<h2>He paid off the total amount of his debt in 2.5 years.<\/h2>\n<p>Imagine what you can do with an extra $1,000 a month. Just think of all the goals you want to achieve and how your family will benefit.<\/p>\n<p>Acting early is the best strategy. If more than 20% of your take-home pay goes towards consumer debt, such as credit cards or lines of credit, you are headed towards financial trouble. This is the time to seek professional advice from a Licensed Insolvency Trustee.<\/p>\n<h2>We provide protection from your creditors, stopping all interest and more.<\/h2>\n<p>Schedule your free consultation today!<\/p>","protected":false},"excerpt":{"rendered":"<p>Pretending your debt problems don&#8217;t exist only makes things worse. Morataya Debt Solutions can negotiate with your creditors to reduce your debt. 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