15 Ideas on How to Plan the Christmas Budget
Christmas can be one of our favorite times, but it can also come full of stress and anxieties, especially due to the extra expenses that they entail.…
5 Tips: Consumer Proposal for a Small Business
Running a small business or being self-employed is not easy. Money troubles can appear quickly and in a short amount of time you could find yourself…
Effective and Ethical Debt Reduction
Perhaps through a series of unfortunate circumstances or by poor money management you are now in the midst of a debt crisis. Money problems can happen to…
What is Bankruptcy Protection?
Bankruptcy Protection is a legal process that immediately stops most collections and actions of creditors including demands on properties and salaries. It…
How Will a Consumer Proposal or a Bankruptcy Affect My Credit?
When a consumer proposal or a bankruptcy has been declared the credit bureau is notified. A first-time bankruptcy remains on file and a part of your credit…
Dealing with a Tax Debt by Filing an Assignment in Bankruptcy
While an individual may decide to cash in an RRSP in order to pay off tax debts, this is not always the best choice. In fact, for most people, cashing in…
3 Easy Steps to Being Debt Free
Have a clear vision of your Debt Solutions and stop feeling overwhelmed and stressed. Call and schedule a FREE consultation to learn what Debt Solutions…
A Typical Story of Debt Solutions
Pretending your debt problems don’t exist only makes things worse. Morataya Debt Solutions can negotiate with your creditors to reduce your debt. John’s…
Why Debt Stress Is More Common Than You Think and How to Cope
Understanding the emotional side of debt and what you can do about it. Debt isn’t just a financial issue; it affects how you think, sleep, make decisions…