We are here to help you become DEBT FREE. As Licensed Insolvency Trustees, we provide professional, confidential guidance to help you regain control of your financial future.
If debt is stressing you out, you’re not alone, and you have options.
We are here to help you become DEBT FREE. As Licensed Insolvency Trustees, we provide professional, confidential guidance to help you regain control of your financial future.
Take the first step towards financial freedom. Our consultation is 100% free and confidential.
Take the first step towards financial freedom. Our consultation is 100% free and confidential.
As Licensed Insolvency Trustees, we offer real legal debt relief options, not guesswork. We’ll help you understand your choices and find the best solution for your situation.
A formal agreement you make with your creditors to pay back only a portion of your debt through one affordable monthly payment.
• Reduce debt by up to 80%
• Keep your home, car and other assets
• Stop collection calls
• Stops all interest
• Immediate debt relief
• Eliminates your unsecured debts, including tax debt
• Stop collection calls
• Legal protection from your creditors
• Fresh financial start
• Keep essential assets
• One payment instead of many
• Potentially lower interest costs
• Easier to manage your budget
• Stay organized without juggling multiple creditors
• Free review of your situation
• Personalized plan
• Expert guidance
• Ongoing support
A formal agreement you make with your creditors to pay back only a portion of your debt through one affordable monthly payment.
• Reduce debt by up to 80%
• Keep your home, car and other assets
• Stop collection calls
• Stops all interest
• Immediate debt relief
• Eliminates your unsecured debts, including tax debt
• Stop collection calls
• Legal protection from your creditors
• Fresh financial start
• Keep essential assets
• One payment instead of many
• Potentially lower interest costs
• Easier to manage your budget
• Stay organized without juggling multiple creditors
• Free review of your situation
• Personalized plan
• Expert guidance
• Ongoing support
No matter what type of debt you’re facing, we have a solution that can help you get back on track.
Enter your total unsecured debt and instantly compare your monthly payment options. See how much you could reduce what you owe with a Consumer Proposal vs other debt relief options.
MORATAYA Corp. is a Licensed Insolvency Trustee firm serving clients across Ontario, British Columbia and Alberta. Our team brings years of experience helping individuals, families and small businesses overcome financial challenges.
We believe everyone deserves a fresh start. If you’re struggling with unsecured debts like credit cards, tax debt, personal loans, or business obligations, we’ll guide you through every step with professionalism and care.
“Our goal is to help you understand all your options and find the best solution for your unique situation.”
Mario Morataya
Licensed Insolvency Trustee
Join thousands of Canadians who have found financial freedom with our help. Here are some of their stories.
Trusted by thousands of Canadians. Licensed by the Government of Canada.
Office of the Superintendent of Bankruptcy
Our team is here to help. Schedule a free, no-obligation consultation to discuss your specific situation.
It’s a formal negotiations with your creditors that lets you repay part of your debt over a maximum of 5 years. It’s arranged by a Licensed Insolvency Trustee, allows you to keep your assets while reducing your unsecured debt by up to 80% (each case is different). Once registered, creditors cannot contact you or take legal action.
While both are legal processes administered by a Licensed Insolvency Trustee, a Consumer Proposal allows you to keep your assets and negotiate to pay back only a portion of what you owe. Bankruptcy may involve giving up some assets but provides faster relief. We explain both so you can decide what’s best for you. A Consumer Proposal often has less impact on your credit rating and allows more flexibility in payment terms.
Your initial consultation with us is completely FREE and confidential. We'll review your financial situation, explain all available options, and help you understand which solution is best for you — with no obligation to proceed.
Most unsecured debts can be included, such as credit cards, lines of credit, personal loans, payday loans, income tax debt, and student loans (if more than 7 years since you stopped studying). Secured debts like mortgages and car loans are handled separately.
Yes, We proudly offer all our services in English, Spanish, Russian and Ukranian to better serve our diverse community in Ontario, British Columbia and Alberta.
Before you go… Take the first step towards financial freedom. Our consultation is 100% free and confidential.
