A Consumer Proposal is a legally binding agreement between you and your unsecured creditors which allows you to settle your unsecured debts for a much smaller percentage of what you are owing. It is filed with a Licensed Insolvency Trustee who will assess your financial situation and assist you to determine how much to offer your creditors.

A Consumer Proposal provides you with immediate protection from your creditors, stopping all interest, collection calls, wage garnishments and lawsuits.