Already know your debt is in the danger zone?

That’s not a failure, it’s a breakthrough. One of the hardest steps in dealing with debt is admitting that something needs to change. At MORATAYA Corp. Licensed Insolvency Trustees, we believe recognizing the signs is the first and most powerful step toward long-term relief.

Here’s why your awareness is your advantage.

Why Admitting There’s a Problem Is a Good Thing

Many people live with overwhelming debt for years, brushing off the signs or hoping things will magically get better. But ignoring debt doesn’t make it disappear-it makes it grow. If you’ve realized that your debt is too much to handle alone, you’re already ahead of the curve.

You’re not stuck-you’re starting.

Warning Signs Your Debt Is in the Danger Zone

If any of these sound familiar, it’s time to explore real solutions:

• You’re only making minimum payments
• You rely on credit to cover essentials
• You avoid checking your bank account or opening bills
• Collection calls or threats of legal action are stressing you out
• You’ve used one loan to pay another

These are all signs that your debt may no longer be manageable and that help is needed.

The Danger Zone Is Not the End-It’s a Turning Point

It’s easy to feel fear or shame when debt becomes overwhelming. But here’s the truth: you are not alone, and your situation is not beyond repair.

At MORATAYA Corp., we help people every day who were once in your shoes-now living without debt stress, without collection calls, and with a plan that works.

How We Help You Get OUT of the Danger Zone

We offer legal, government-regulated solutions that reduce or eliminate debt:

✅ Consumer Proposal
Negotiate to pay a portion of what you owe in one monthly payment-while protecting your assets and stopping interest and collection calls.

✅ Bankruptcy Protection
In cases of severe debt, bankruptcy may offer a full reset. It stops legal action and gives you the chance to rebuild your finances.

✅ Financial Counselling
We don’t just help you get out of debt-we guide you in rebuilding your future with budgeting support and credit education.

Take Action. Take Control.

Realizing your debt is in the danger zone means it’s time to take your next step. Let us help you find peace of mind and a path forward.

📞 Free Consultation
Ontario: 416-784-0904
Alberta (Toll-Free): 1(888) 880-0904

Your new beginning starts here.